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Jeffrey H. Novinger, CPA

Jeff, our founder, did not come to public accounting in the usual way.  He first had short careers in teaching history and banking.  After studying accounting, Jeff worked for several years with another local accounting firm.  In 1977 he ventured out on his own, founding the firm now known as Novinger, Ball and Zivi, PC.

Jeff works primarily with medical practices and physicians providing tax compliance, general business consulting, and financial planning.  He also has significant experience in investment planning as a registered investment advisor and partner in NBZ Investment Advisors, LLC.

Jeff received a Bachelor of Arts degree from Washington Lee University, Master of Arts from the University of Tennessee, and a diploma in accounting from the International Accountants Society.  He is a member of the AICPA and the TSCPA.


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Kathryn S. Bulmer, CPA

Kathy has extensive experience working with medical practices and serves as a trusted advisor for many long-time clients in this industry.  Her services extend beyond compliance to meet the specific needs of her clients including financial analysis, bonus arrangements, and retirement plan consulting.  Kathy also serves business clients in a variety of other industries and has extensive experience in trusts and individual tax planning.

Kathy joined Jeff in his accounting practice in 1977 after receiving a Bachelor of Science degree in business administration from the University of Tennessee in 1976.

Kathy is a member of the AICPA and the TSCPA.  

kathy@nbzcpa.com